Insurance Information
Making Cancer Care
Accessible
23 +
leading insurance providers
WHAT WE DO!
Accepted Insurance Plans
- Commercial and Employer Sponsered
- Medicare and Medicaid
- Military Plans
- Supplement Plans
Commercial and Employer Sponsered Plans
Aetna
Ambetter
AZ Blue
Cigna
GEHA
Multiplan
Meritain Health
Southwest Service Administrators
United healthcare
- UMR
Medicare and Medicaid Plans
AZ Medicare
AZ Railroad Medicare
- Allwell of Arizone
Complete Care
AHCCCS-MCD
- Banner University Care Advantage
Banner University Family Care
Humana
- United health care Medicare advantage
United health care community plan
Wellcare by Allwell
- Aetna Medicare
Military Plans
- Champ VA
Tricare west
- Triwest VA
Selman & Co
Supplement Plans
AARP
ACE Property & Casualty Insurance Company
Aetna Supplement
BAnkers life/Colonial Penn
Cigna Supplement
Healthnet
Physician Mutual
Mutual of Omaha
Tricare for Life
- Puritan life
If your insurance provider is not listed, please contact our office. Our team can verify your coverage and discuss alternative payment options if necessary.
Understanding Your Coverage
Every insurance plan offers different levels of coverage for cancer treatment, and we understand that navigating benefits can be complex. Our team is here to help patients understand:
- What services are covered under their plan, including chemotherapy, radiation, and diagnostic testing.
- What out-of-pocket costs may apply, including co-pays, deductibles, and coinsurance.
- Whether a pre-authorization is required for specific treatments.
- The difference between in-network vs. out-of-network coverage and how it affects cost.
Our financial specialists will work directly with your insurance provider to confirm benefits and help streamline the approval process for your treatment.
Frequently asked questions
A premium is the amount you pay each month to keep your insurance active. It must be paid whether or not you visit a doctor.
A referral is a written order from your primary care doctor allowing you to see a specialist. Some insurance plans require referrals for specialist visits to be covered.
A copay is a fixed amount you pay for a visit or service (e.g., $20 for a doctor’s visit). It is due at the time of your appointment.
A deductible is the amount you must pay before your insurance starts covering services. For example, if your deductible is $500, you must pay that amount before your plan begins to cover costs.
Coinsurance is the percentage of costs you share with your insurance after meeting your deductible. If your plan has 20% coinsurance, you pay 20% of the bill, and your insurance covers the rest.
This is the highest amount you will have to pay in a year. After you reach this limit, your insurance will cover 100% of covered medical expenses.
In-network providers have agreements with your insurance for lower rates, so your costs are lower.
Out-of-network providers may result in higher costs for you.
If your insurance provider is not listed, please contact our office. Our team can verify your coverage and discuss alternative payment options if necessary.